MP Cabinet approves over Rs 12 crores for providing benefits of govt insurance schemes to Anganwadi, mini Anganwadi workers

Bhopal (Madhya Pradesh) [India], July 30 (ANI): Madhya Pradesh Cabinet has approved an amount of Rs 12.10 crores for ensuring benefit of insurance cover of Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana to Anganwadi workers, Mini Anganwadi workers, and Sahayikas according to their eligibility under the Saksham Anganwadi and Poshan 2.0 scheme.

A proposal in this regard was tabled at the cabinet meeting held at Mantralaya in Bhopal on Tuesday, and the council of ministers approved it unanimously.

Following the decision, an amount of Rs 3.63 crore will be spent every year in the fiscal year 2024-25 and 2025-26 as central share and Rs 2.42 crore as state share respectively for the operation of schemes ensuring security cover to Anganwadi workers, mini Anganwadi workers, and Sahayikas. A total of Rs 12 crore 10 lakh was approved for two financial years, stated an official release.

According to the release, Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) – A life risk of Rs 2 lakh will be covered in case of death due to any reason by payment of an annual premium of Rs 436 per beneficiary to Anganwadi workers, Mini Anganwadi workers, and Anganwadi assistants in the age group of 18 to 50 years.

Pradhan Mantri Suraksha Bima Yojana (PMSBY) – Anganwadi workers, mini Anganwadi workers, and Anganwadi Sahayikas in the age group of 18-59 years will get Rs 2 lakh in case of accidental death and permanent total disability and partial but permanent disability by payment of Rs 20 per beneficiary as annual premium.

There is a provision to give Rs 1 lakh in case of disability. The implementation of both the above insurance schemes will be done by the respective bank branch to the bank account where the honorarium of Anganwadi worker, mini Anganwadi worker, and Anganwadi helper is deposited.

Under this, the amount of the insurance scheme premium will be deducted from the bank account with the consent of the Anganwadi worker, Mini Anganwadi worker, and Anganwadi Sahayikas, which the department will reimburse according to the ratio 60:40 (Government of India 60 percent and State Government 40 percent) financial expenditure prescribed by the Government of India, it added.

State Cabinet minister Kailash Vijayvargiya said, “The cabinet has approved that all the Anganwadi workers will be covered under the Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana and the state government will bear the cost of premium of the for the scheme. A total of 57,324 women in the state will get the benefit of the scheme.”