All About SBI Simply Click Credit Card

Many of my colleagues enjoy the benefits of the simply-click credit card. I asked them how a newcomer applies for this because I was impressed by the perks it provides for online stuff. What I get is firsthand experience and compiled information all about SBI Simply Click Credit Card.

In today’s fast-paced digital age, having a credit card that simplifies your financial transactions is an absolute necessity. Not only this but SBI has a Cashback Credit Card also to cater to your financial needs. Now let’s go and find out everything about this credit card. 

What Is SBI Simply Click Credit Card

The SBI Simply Click Card is a credit card issued by SBI (State Bank of India) that specifically targets online shoppers. It offers a rewards program that incentivizes spending on websites and online stores.

What SBI Simply Click Credit Card Benefits

The SBI simply click credit card offers several benefits to its users, including:

1. Welcome Gift: An Amazon gift card worth ₹500 on successful payment of the membership fee.
2. Fuel Surcharge Waiver: 1% fuel surcharge waiver on all transactions between ₹500-3000.
3. Annual Fee Waiver: Annual fee reversal on spending ₹1 lakh or more in the annual year.
4. Milestone Rewards: Earn a Cleartrip e-voucher worth ₹2,000 on an annual expenditure of ₹1 lakh and ₹2 lakh.
5. Shopping Rewards: Earn 10X reward points on shopping online at partner brands like Amazon, BookMyShow, Cleartrip, Foodpanda, Lenskart, Netmeds, and UrbanClap.
6. Global Acceptance: Use the card in over 24 million outlets worldwide and 3,25,000 outlets in India.
7. Flexipay Benefit: Convert transactions above ₹2,500 into easy EMIs.
8. Contactless Technology: Complete transactions by simply waving the card at a secured reader.
   
   

How To Apply For SBI Simply Click Card

Now here is a great part of how to apply for SBI simply click credit card. If you see the benefits of it I am sure you will now apply it. The same thing I did in my case when I got to know its benefits I insistantly applied and now getting a lot of benefits. You can apply from both online and offline applications see the steps below. 

Online Application

1. Step 1: Visit the Simply Click Credit Card. 
2. Step 2: Click on the Apply Now button beside the Apply button.
3. Step 3: Your screen will show all SBI credit cards. Choose the SimplyCLICK SBI Credit Card and click Apply Now.
4. Step 4: Fill out all essential information and apply for the card.
5. Step 5: Your application number will be emailed to the phone number you provided.
   
   

Offline Application

1. Step 1: Visit your nearest SBI branch.
2. Step 2: Fill out the physical application form.
3. Step 3: Submit the form and required documents to the branch representative.
   
   

Required Documents

1. Age: 21-70 years
2. Occupation: Self-employed or salaried
3. Income: Disclosed income and occupation
4. KYC Documents: Valid documents for Know Your Customer (KYC) verification.
   
   

Application Status Tracking

1. Track Application: Use the Track Application widget from the Home page or the E-Apply page to monitor the status of your application.
   
   

Additional Information

1. Credit Card Eligibility: Your credit card eligibility is based on multiple parameters, including income, occupation, and other factors.
2. Credit Card Features: The SBI SimplyClick credit card offers benefits such as 10X rewards on online spending, an Amazon gift card, and more.
   
   

How To Activate SBI Simply Click Credit Card

Here is how you can activate SBI simply click credit card by using 2 methods.

Online Methods

1. Netbanking:

• Log in to your SBI Netbanking account.
• Go to the “Requests” menu and select “Card Activation”.
• Enter your credit card details and confirm the activation.

2. Mobile Banking:

• Install the SBI Mobile Banking app.
• Log in to your account.
• Go to the “Requests” tab.
• Choose “Card Activation” and follow the prompts to enter your card details and confirm the activation.
  
  

Offline Methods

1. ATM:

• Visit the nearest SBI ATM.
• Insert your card and set an ATM PIN using an OTP.
• Enter the OTP you received on your registered mobile number.
• Enter your mobile number for verification.
• Post verification, you will get a four-digit PIN of your choice.
• Confirm your PIN by retyping it.
• Click on the submit button.

2. Customer Care:

• Call the SBI customer care toll-free number at 1800 180 1290.
•  Follow the interactive voice response to provide your credit card details and mobile number for verification.
  
  

How To Close SBI Simply Click Credit Card

To close your SBI SimplyClick credit card, you can follow these steps:

Online Methods

1. Email Request:

• Log in to your SBI Netbanking account.
• Send an email to the official email ID of SBI requesting credit card closure.
• Include your name, card number, and contact details in the email.
• Do not mention confidential information like PIN or CVV.

2. SBI Card Mobile App:

• Open the SBI Card Mobile App.
• Go to the “Services” section and select “Card Closure Request”.
• Choose your credit card and select a reason for closure.
• Accept the terms and conditions and submit the request.
  
  

Offline Methods

1. Customer Care

• Call the SBI customer care toll-free number at 1800 180 1290.
• Follow the interactive voice response to provide your credit card details and personal information.
• Request the representative to close your credit card.

2. Branch Visit

• Visit the nearest SBI branch.
• Request a bank official to provide you with the credit card closure form.
• Fill out the form accurately with all the necessary details.
• Submit the form along with your credit card.

3. Written Request:

• Write a letter requesting credit card closure.
• Include your name, card number, address, and contact details.
• Do not mention confidential information like PIN or CVV.
• Send the letter to SBI Card, PO Bag 28, GPO, New Delhi 110001.
  
  

Before closing your card, ensure that you have paid all outstanding dues and EMIs, redeemed unused reward points, and stopped using the card.

How To Get SBI Simply Click Credit Card Lounge Access

The SBI SimplyClick credit card does not offer complimentary airport lounge access. This information is based on the official SBI SimplyClick credit card details and reviews from reputable sources. 

Final Thought 

The SBI Simply Click Credit Card is an exciting choice for frequent online shoppers. It offers many benefits like welcome gifts, no fuel surcharges, and milestone rewards. The application process is simple – you can apply online or offline, whichever is convenient for you. Activating and closing the card is also easy through various channels, giving you flexibility.

However, keep in mind that the card doesn’t provide complimentary airport lounge access. But overall, the SBI Simply Click Credit Card is a valuable tool if you want to make the most of your online shopping experience and manage your finances effectively.

Frequently Asked Questions