DC Ramban chairs DLRC meeting, reviews performance of Banks

Ramban records 4.81% increase in CD ratio

RAMBAN, FEBRUARY 16:  Deputy Commissioner, Ramban, Mussarat Islam today directed the Bankers to focus on priority sector lending to achieve the set targets. He was reviewing the performance of Banks at the District Level Review Committee (DLRC) meeting here today.

After detailed deliberations on achievements under different sectors, the DC directed the Bankers and Officers of line departments to extend the banking facilities to uncovered areas by using digital modes of banking services like ATM service besides sensitizing the people, especially about self-employment schemes. 

The meeting was attended by the CPO, Dr. Kasturi Lal; GM, DIC Ravinder Anand; Representative of RBI, Rohit Kumar; Lead District Manager, Abdul Rashid Sofi; Cluster Head JK Bank. Parvez Mir; DDM NABARD, Arushi Sharma; CHO, Anil Gorka; AD Fisheries, Fayaz Ahmed; AD Employment, Sushant Mahajan and other senior officers.

The Deputy Commissioner also took stock of the bank-wise deposits, advances, and the CD Ratio targets.  It was informed in the meeting that the CD Ratio registered an increase of 4.81% and stood at 58.21%, till December, 2022.

The meeting was told that Rs 191 crores were expended on the priority sector against a target of Rs 566 crore i,e 35% of  ACP 2022-23 ending  December 2022 and Rs 158 crore have been disbursed against the target of Rs 65 crore which is 232% under Non-Priority Sector in the district. 

The Deputy Commissioner emphasized on timely disbursement of loan cases, besides implementing all other youth and employment-oriented schemes to achieve 100% targets under different segments of priority sector schemes like PMEGP, PMEGPM, and CCS for Artisans of Handicraft and Handloom sector, PMWMS, MUMKIN, JK REGP, TEJSWANI,   Agriculture, MSME, Housing, and Education in the district. 

The Deputy Commissioner directed Bankers and officers of line departments were directed to come up with a holistic plan for generating job opportunities by promoting local products and tourism activities in the district.

 The DC advised the LDM and other Departments to prepare a calendar of activity for organizing awareness programmes besides using social media platforms for disseminating information about their schemes, especially pertaining to youth and women folk. 

The issues regarding the setup of RSETI and Rural Haat were also discussed in the meeting to provide a platform to farmers for the sale of their Agro-based products.