FICCI FLO JKL Organizes Financial Inclusion Workshop for Jammu Kashmir Rural Livelihood Mission (JKRLM) Women

Jammu, 3rd July – FICCI FLO JKL successfully initiated a two-day Financial Inclusion workshop for 30 women associated with the Jammu Kashmir Rural Livelihood Mission (JKRLM). The event commenced today in the presence of Mrs. Indu Kanwal Chib, Mission Director of JKRLM. The workshop’s resource person was CA Tripti Khajuria, a member of FICCI FLO JKL, supported by Mrs. Shruti Uppal, Block Program Manager, Bhalwal.

Ruchika Gupta, Chairperson of FICCI FLO JKL, addressed the women of JKRLM, commending them for traveling from various distant areas to participate. She emphasized the importance of women managing their own finances and becoming familiar with various banking methods that can be accessed from home. Ruchika Gupta also highlighted the significance of understanding banking procedures to efficiently dispense loans as Bank Sakhi’s. She extended her gratitude to Mrs. Indu Kanwal Chib, MD JKRLM, for facilitating the workshop in the board room of JKRLM’s newly opened building in Gandhi Nagar and praised her dedication to initiatives benefiting rural women. Special thanks were also given to Mrs. Mridu Salathia, Assistant Director JKRLM, for her support.

Ruchika Gupta, Chairperson of FICCI FLO JKL, addressed the women of JKRLM, commending them for traveling from various distant areas to participate. She emphasized the importance of women managing their own finances and becoming familiar with various banking methods that can be accessed from home. Ruchika Gupta also highlighted the significance of understanding banking procedures to efficiently dispense loans as Bank Sakhi’s. She extended her gratitude to Mrs. Indu Kanwal Chib, MD JKRLM, for facilitating the workshop in the board room of JKRLM’s newly opened building in Gandhi Nagar and praised her dedication to initiatives benefiting rural women. Special thanks were also given to Mrs. Mridu Salathia, Assistant Director JKRLM, for her support.

CA Tripti Khajuria, the workshop’s resource person, covered a wide range of financial topics, including the meaning and importance of savings, documentation and its significance, the benefits of keeping money in the bank, types of accounts such as current accounts, NBFCs, BSBD accounts, account opening procedures, KYC, digital banking, net banking, Self-Help Groups (SHGs) and lending by banks, Non-Performing Assets (NPA), and bank credit linkage.

The session was meticulously curated based on inputs and areas of intervention identified by JKRLM for their Bank Sakhi’s & cluster heads, following an initial meeting with Mrs. Indu Kanwal Chib, MD JKRLM to explore collaborative opportunities with FICCI FLO JKL.

The workshop participants engaged enthusiastically, posing numerous questions to gain clarity on the topics discussed. A comprehensive PowerPoint presentation was shared with them for future reference. Mrs. Ruchika Gupta, Chairperson FICCI FLO JKL concluded the event by felicitating CA Tripti Khajuria and Mrs. Shruti Uppal, BPM, Bhalwal. The event was also attended by FICCI FLO JKL core team members Varuna Anand, Immediate Past Chairperson, Mona Saraf, Executive Secretary, and Nandita Bajaj, Joint Executive Secretary reiterating their commitment towards women empowerment initiatives.