How To Apply SBI Cashback Credit Card? Know The Steps

Looking to maximize your savings and earn rewards on everyday purchases? The SBI Cashback Credit Card might be the perfect fit! This card offers a compelling cashback scheme, making it a popular choice for value-conscious consumers. This comprehensive guide will walk you through every step of how To Apply SBI Cashback Credit Card.

By the end of this guide, you’ll be fully equipped to unlock the rewarding world of the Cashback Credit Card. So, are you ready to turn your spending into significant savings? Let’s dive in!

How To Apply SBI Cashback Credit Card Online?

To apply SBI Cashback Credit Card Online Follow the below steps: 

  1. Visit the Official Website: Go to the official website of the State Bank of India (SBI).
  2. Navigate to the Credit Cards Section: Click on the “Credit Cards” tab and then select “Rewards” to find the Cashback Card.
  3. Choose the Card: Select the SBI Cashback Card from the list of available options.
  4. Or directly Click Apply Now from here: Click the “Apply Now” button to initiate the application process.
  5. Fill in the Application Form: Fill in the required details, including your personal and financial information, in the online application form.
  6. Submit the Form: Submit the form and wait for an instant decision on your application.

How To Apply SBI Cashback Credit Card Offline?

Visit your nearest SBI branch and ask for the application form for the SBI Cashback Credit Card.

  1. Fill in the Form: First, Fill in the required details in the application form.
  2. Submit the Form: and then Submit the form at the branch and wait for the application to be processed.

What Is The Eligibility Criteria For SBI Cashback Credit Card

The eligibility criteria for the State Bank of India Cashback Credit Card include:

  • Age: The minimum age to apply for the card is 18 years.
  • Income: The income criteria may vary based on individual circumstances.
  • Credit Score: A good credit score is generally required to be eligible for the card.

What Documents Are Required To Apply For SBI Cashback Credit Card

To apply for the SBI Cashback Credit Card, you will need to provide the following documents:

  • KYC Documents: Valid KYC documents such as Aadhaar, PAN, and ID proof.
  • Income Proof: Proof of income, such as salary slips or income tax returns.
  • Address Proof: Proof of address, such as a utility bill or lease agreement.

SBI Cashback Credit Card Fees And Charges

The State Bank of India Cashback Credit Card has the following fees and charges:

  • Joining Fee: Rs. If you spend Rs., the 999 fee will be waived. 2 lakh in the previous year.
  • Renewal Fee: Rs. 999, which is also waived if you spend Rs. 2 lakh in the previous year.
  • Finance Charge: 42% per annum.

SBI Cashback Credit Card Benefits

The State Bank of India Cashback Credit Card offers several benefits, including:

  • Cashback Rewards: Up to 5% cashback on all online and offline purchases.
  • Airport Lounge Access: Complimentary access to domestic airport lounges.
  • Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000.
  • Easy Bill Pay: lastly, Convenient bill payment options for utility bills.

Additional Information

For assistance with your application or any other queries, you can contact the SBI Card helpline at 1860 180 1290 or 39 02 02 02 (prefix local STD code)


Reddit Thread On KYC SBI Cashback Card Application Process

SBI cashback card application process
byu/arpdp inCreditCardsIndia



Also Read: How To Plan The Perfect Road Trip In 2024



Wrapping Up

Get the State Bank of India Cashback Credit Card now. It’s a smart way to save money on daily purchases. Applying is easy, both online and offline. Meet the requirements, gather your papers, and you’re set. Enjoy cashback, lounge access, and fuel savings. Watch out for fees, but regular use can offset them. Additionally, Turn spending into savings with this card. Need help? Call SBI Card support. Don’t wait. Start earning rewards today.

Frequently Asked Questions

1. What is the annual fee for the State Bank of India Cashback Credit Card?

The joining fee is Rs. 999, waived upon spending Rs. 2 lakh in the previous year. The renewal fee is also Rs. 999, with the same spending waiver.

2. What benefits does the State Bank of India Cashback Credit Card offer?

It offers up to 5% cashback on all purchases and complimentary domestic airport lounge access. Additionally, a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000.

3. How can I apply for the State Bank of India Cashback Credit Card online?

Visit the State Bank of India’s official website and then navigate to the Credit Cards section, select the SBI Cashback Card, fill out the online application form, and submit it.

4. What documents are required to apply for the SBI Cashback Credit Card?

You’ll need valid KYC documents like (Aadhaar, PAN, ID proof), proof of income (salary slips, income tax returns), and proof of address (utility bill, lease agreement).

5. Is there a minimum income requirement to be eligible for the SBI Cashback Credit Card?

The income criteria may vary based on individual circumstances.

Related Posts